How safe and secure is Gove Finance Limited?
Gove Finance Limited is anNBFC(Non-Banking Financial Company) registeredand certified by RBI, which is purely safe.
How fast can the loan be processed?
If all the papers – KYC,Income proof, Asset proof and more are in order, the loan can be processed within 2 to 3 working days. We have a proven Turn around Time for Loan approvals being given in Flat 4-5 hours.
What are the documents required for processing the loan?
What will be the Rate of interest?
Rate of Interest is fixed depending on type of vehicle, Customers credit worthiness, loan period etc; we can customise the scheme as per the requirements of the customer.
What is the Processing fee?
Processing Fee will be confirmed based on the product and area. Along with Stamp duty applicable in the State as per Govt rules.
Can I get finance on my Used commercial vehicle or car?
Gove Finance Limited provides finance on used cars and commercial vehiclesupto a maximum age of 8 years. Valuation and conditions apply.
Do I need to provide a Guarantor?
Yes. Guarantor can be either a blood relation or an outsider.
Unable to contact Customer care service?
Gove Finance Limitedprovides a Relationship Manager approach to each customer.We have a dedicated Customer care team attending to customers on all working days between 9am and 6pm, exceptSundays and Govt.holidays.Alternatively, for urgent Resolutions an EMAIL can be posted with requirement of clarification at email id: [email protected] as this is under access and is reverted by the Senior most team members inorganisation.
Do you provide documents such as Statementof accounts, EMI schedule, etc.?
As per company policy, Gove Finance Limited provides EMI schedule free of cost within 60 days of disbursal of loan along with Welcome Letter.
After this period-its chargeable with payment of Rs.300/- per account. Statement of accounts is free once a year,after which Rs. 500/- plus Service Tax will be levied.
Will I get loan, if I do not have property in my name or family member name or if I have disturbed score in CIBIL {Credit Information Bureau India Limited} history or if my CIBIL score is NIL?
We have certain terms & conditions which we look into, before considering proposals with the above said conditions.Depending oncombinations being favourable,we go ahead / approve the loan or reject.